![]() ![]() Because of this relationship, your referral to Achieve Loans may provide a financial or other benefit. Achieve Company also owns 99% of Achieve Loans. Contact Achieve Loans for further details.Īffiliated Business Arrangement Disclosure: (NMLS #138464), is a wholly owned subsidiary of Achieve Company. ![]() You must pledge your home as collateral and could lose your home if you fail to repay. Property insurance is required as a condition of the loan and flood insurance may be required if the subject property is located in a flood zone. Property must be owner-occupied and combined loan to value may not exceed 80%, including the new loan request. Closing fees range from $750 to $6,685, depending on line amount and state law requirements and generally include origination (2.5% of line amount minus fees) and underwriting ($685) fees if allowed by law. Payments are fully amortized during each period and determined on the outstanding principal balance each month. Fixed rate APRs range from 10.25% - 17.00% and are assigned based on credit worthiness, combined loan to value, lien position and automatic payment enrollment (autopay enrollment is not a condition of loan approval). Minimum 600 credit score applies to debt consolidation requests, minimum 670 applies to cash out requests. Example: average HELOC is $57,150 with an APR of 12.75% and estimated monthly payment of $951 for a 15-year loan. Line amounts are between 15,000 and $150,000 and are assigned based on debt to income and loan to value. Loans are not available to residents of all states and available loan terms/fees may vary by state where offered. All loan and rate terms are subject to eligibility restrictions, application review, credit score, loan amount, loan term, lender approval, and credit usage and history. Home Equity loans are available through our affiliate Achieve Loans (NMLS ID #1810501), Equal Housing Lender. Individual results are not typical and will vary. These member’s endorsements are paid testimonials and a result of entry into a sponsored contest. Statistics reflect the results of the members we have served as of 2022.Īctual members. Loan payments can be made anytime through the customer dashboard or with our servicing agents, who are available 6am-6pm M-F AZ time. Achieve Personal Loans loan consultants' hours are Monday-Friday 6am-8pm AZ time, and Saturday-Sunday 7am-4pm AZ time. Same day decisions assume a completed application with all required supporting documentation submitted early enough on a day that our offices are open. † Funding time periods are estimates and can vary for each loan request. Adding a co-borrower with sufficient income using at least eighty-five percent (85%) of the loan proceeds to pay off qualifying existing debt directly or showing proof of sufficient retirement savings, could help you also qualify for the lower rates. Loan origination fees vary from 1.99% to 5.99%. Example loan: four-year $20,000 loan with a rate of 15.49% and corresponding APR of 18.34%, would have an estimated monthly payment of $561.60 and a total cost of $26,956.80. To qualify for a 7.99% APR loan, a borrower will need excellent credit, a loan amount of $12,000.00 or less, and a term of 24 months. Repayment periods range from 24 to 60 months. APRs range from 7.99 to 29.99% and include applicable origination fees. Loan amounts generally range from $5,000 to $50,000, vary by state and are offered based on meeting underwriting conditions and loan purpose. Minimum loan amounts vary due to state specific legal restrictions. Loans are not available to residents of all states. All loan and rate terms are subject to eligibility restrictions, application review, credit score, loan amount, loan term, lender approval, credit usage and history. Personal loans are available through our affiliate Achieve Personal Loans (NMLS ID #227977), originated by Cross River Bank, a New Jersey State Chartered Commercial Bank or Pathward®, N.A., Equal Housing Lenders and may not be available in all states. Terms and conditions apply to each, and not all are available in every state. We do not collect any fees or other compensation from consumers.Īny financial solutions for which you may be evaluated for are offered by Service Providers with which we are affiliated and/or compensated by who participate on our website. We may take applications for our affiliates, but we do not make credit decisions, originate loans, process consumer loan or bill payments, or provide any other financial services. We also offer certain mobile applications that allow consumers to view and analyze their finances. (NMLS ID #138464) operates as a marketing lead generator for affiliates and non-affiliates, and as a broker for loans and debt resolution services offered by its affiliates. ![]()
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![]() ![]() This is a healthy and quick weeknight dinner So much better than take-out. For our keto cashew stir fry, we skipped the olive/coconut oil and butter in this recipe and opted to use toasted sesame seed oil for all the frying. Thai-style sweet and spicy pineapple fried rice with scrambled eggs and cashews. Repeat with 2 tsp of the oil and remaining beef. Stir-fry half the for 2-3 mins or until brown. Heat 2 tsp of the oil in a wok or large frying pan over high heat. But we never expected a few drops of this oil to make our Asian creations taste so authentic! That sesame flavor is so powerful and really makes any Asian-inspired dishes taste restaurant-worthy. Combine the sweet chilli sauce, soy sauce and oyster sauce in a small jug. We’ve made Asian dishes before without this particular ingredient and they still turned out great. One of the key ingredients that we found to be necessary was toasted sesame seed oil. Later that week, we got to work and gathered up all the ingredients to create that delicious meal and we’re happy to say it tasted authentic! Our low carb recipe was just as good as the meal we had enjoyed a few days earlier but we didn’t have to leave our house to enjoy it! All the magic happened right in our own kitchen. The Thai stir fry was juicy and paired so well with cashews, we decided right then and there we were going to recreate that dish at home! We had to share its amazingness with the keto world! We got tom yum soup and crispy chicken dumplings before we dug into our entrees: a delicious coconut milk curry soup and a spicy cashew beef Thai stir fry. The place was gorgeous, very affordable and the food was amazing. Fun and diet-friendly a total win!Ĭontinuing the Asian kick, we also visited a well-reviewed Thai spot – Potanjee. ![]() It is also perfect for anyone on a diet as you get to customize the meal to suit your specific needs. Add in the garlic and ginger and cook for 1 minute more. Add the asparagus, zucchini, carrots, bell pepper and jalapeno and cook for 5 minutes over medium high heat, until the vegetables have softened. It’s a really great alternative to an ordinary dinner date since you get to play with your food and customize your eating experience. For the Cashew Beef: Heat a large skillet with 1 tablespoon of the sesame oil. The food and service were amazing! It’s one of those “cook it yourself” deals – you order mountains of raw meats and veggies and cook them all up on the communal table grills or in your own boiling hot pots. Calories in Chinese, Chicken Chow Mein : Serving: 361: 8.3: Calories in Chinese, Chicken with Cashew Nuts : Serving: 437: 11.4: Calories in Chinese, Crispy Duck & Pancakes : 3 Pancakes: 403: 21.8: Calories in Chinese, Egg. We took all our friends to a great all-you-can-eat Japanese hot pot on Grand St. Calories in Chinese, Beef with Green Peppers in Black Bean Sauce : Serving: 396. We’ve recently started going out more for dinner, which is great! Whether it’s for birthdays or because of a lack of groceries, we find ourselves sampling more great restaurants in NYC! We noticed we’ve really been leaning more towards Asian cuisines, as they’re so full of flavor and color. Or regularly undertake activities such as heavy gardening, heavy DIY work.2.2K Shares Authentic Low Carb Flavor at Home! Very active - You exercise almost every day of the week doing high intensity training such as running, spinning, team or competitive sports. Daily dog walking (brisk pace, twice a day). going to the gym / swimming / cycling / horse riding / dance classes / playing golf. Moderately active - Do light to moderate intensity exercise 3-4 times a week. Add the sauce mixture from the bowl, cashews and. Add the bell pepper, onion, garlic and ginger to skillet or wok and stir-fry 2-3 minutes. Add the beef and cook until nicely browned, then transfer to a bowl. Place the oil in a large skillet or wok set over medium high heat. Spend majority of leisure time doing activities such as watching TV, playing computer games, on the internet, reading, cooking, driving, general household chores. Combine the first 5 ingredients in a bowl and set aside. Inactive - Do very little exercise, going for the occasional walk (moderate pace, low intensity). Pour in 1/4 cup of beef broth (or any broth you have, water works too) as well as 1/4 cup of coconut milk. Add your veggies back in to your browned beef and toss. Typical jobs: hospital/ward nurse, waitressing in a busy restaurant, cleaner, porter, labourer/construction worker, gardener, farm worker. Season both sides with salt, pepper, red pepper flakes and Chinese 5 spice. Heavy - Active for much of the day, walking non-stop and carrying objects. Lean Grass-fed Beef, Lightly Seasoned & tossed with Toasted Cashews alongside Roasted Broccoli. Typical jobs: shop assistant, teacher, chef/cook, bar worker, engineer. Moderate - On your feet for much of the day, either standing or occasional slow paced walking. Typical jobs: office worker, sales rep, bus/taxi/lorry driver. Light - Have a job that involves long periods of sitting (office-based / driving) or are home-based and sitting for much of the day. ![]() ![]() March 23: Stephanie Moulton, Faculty Director of Research, Ohio State University, presents How Does the Death of a Partner During the COVID-19 Pandemic Affect the Economic Security of the Surviving Older Adult? Evidence From Credit Panel and Labor Force Participation DataĪpril 6: Nicole Hair, Assistant Professor, University of South Carolina, presents COVID-19 Health Disparities and the Economic Security of Families with ChildrenĪpril 13: Dan Sacks or Anita Mukherjee, Wisconsin School of Business, University of Wisconsin- Madison, present Consumption smoothing effects of Medicaid expansionsĪpril 20: Jevay Grooms Assistant Professor, Howard University, and Madelaine L’Esperance, Assistant Professor, University of Alabama, presents Social Security Administration’s Growing Interest in the Child Tax Credit and Other Child Driven Income Support ProgramsĪpril 27: John Nunley, Professor, University of Wisconsin- La Crosse, Alan Seals, Professor, Auburn University, and Christopher Cruz, Professor, Grand Valley State University, present The Effects of Automation Technologies on SSDI Applications and Awards March 9: Samara Scheckler, Research Associate, Harvard University, presents Pathways Into and Out of Homelessness: The Role of Frontline Workers to Promote Social Security Benefits Uptake and Housing Security for Adults 50 and Older Living in the Boston Area March 2: Molly Costanzo and Lisa Klein Vogel, Researchers at IRP, University of Wisconsin-Madison, present Parents of Children with Disabilities in Retirement: Economic Well-Being and Benefit Adequacy January 26: Cayte Anderson, Director of Research, UW-Stout, presents The Utilization of ABLE Accounts and Other Tax-advantaged Savings Accounts: A Scoping Reviewįebruary 2: Brielle Bryan, Assistant Professor, Rice University, presents Implications of Child Incarceration for Women’s Wealth and Labor Market Attachmentįebruary 9: Kate Pennington, Research Economist, US Census Bureau in the Center for Economic Studies, presents The Impacts of Racial Differences in Economic Challenges on Housing, Wealth, and Economic Security Among OASI Beneficiariesįebruary 16: Harold Pollack, Michael Levere, Guglielmo Briscese, University of Chicago, present Improving financial security for people with disabilities through ABLE accountsįebruary 23: Motohiro Yogo and Natalie Cox, Princeton University, present Financial Inclusion Across the United States Moulton’s research project titled “The COVID-19 Pandemic and Older Adults’Įmployment and Economic Security: Insights from Earnings and Credit Panel Data.” ![]() MacArthur Foundation, the Russell Sageįoundation, and the National Foundation for Credit Counseling. She has servedĪs principal investigator for numerous studies related to consumer finance, with funding fromĮntities including the U.S. Wall Street Journal, Consumer Reports, Bloomberg, and The Washington Post. She has published more than 40 journal articles, a book, and several bookĬhapters, with her research being featured in news outlets such as The New York Times, The Housing and consumer finance policies and programs, with an emphasis on vulnerable Moulton specializes in the design, implementation, and evaluation of Moulton is a professor and the Associate Dean for Faculty and Research in the John GlennĬollege of Public Affairs at The Ohio State University, a faculty affiliate of the Center forįinancial Security at the University of Wisconsin, and a visiting scholar at the Philadelphiaįederal Reserve Bank. I’m still amazed at how much I developed in just one week!” Mila Turner, Assistant Professor of Sociology at Florida A&M University was part of this year’s JSIT cohort.ĭr. JSIT provided the opportunity to develop and get feedback through “hands on,” iterative activities. “I’ve participated in a lot of junior scholar workshops, but none were as beneficial as JSIT. Scholars are first-generation and/or are economically disadvantaged and/or are from historically underrepresented populations. This year’s JSIT workshop was virtual, allowing participation from Minnesota to Mississippi, and California to Cambridge (England!). ![]() JSTI is an intensive training program for emerging researchers, and made possible with funding from the Retirement and Disability Research Consortium of the Social Security Administration (SSA). For a week in June 2021, the Center for Financial Security (CFS)-in collaboration with Howard University’s Center on Race and Wealth-held the annual summer workshop of Junior Scholar Intensive Training (JSIT) program. ![]() ![]() Place rocks around each tree base.Įrosion control – Stones stabilize soil in areas with heavy runoff, creek shores, or at the bottom of sloping hills.ĭrainage – Rocks in the bottom of flowerpots drain soil better. Mulch substitute – Garden stones prevent soil evaporation and weeds while withstanding heavy winds. River rock gardens – In dry climates, colorful rocks substitute grass or flower beds. Pathways and walkways – Pebbles with smooth textures feel better underfoot and add visual appeal between planting beds. Costs of gravel depend on the type, volume, and travel distance. ![]() Gravel is the cheapest rock for landscaping. What is the cheapest rock for landscaping?
![]() Scrub and Recoat: When routine maintenance and buffing/burnishing no longer responds as needed, scrub and recoat using an NCL scrub and recoat cleaner following label directions. Damp mop or clean with an automatic scrubber using your preferred NCL neutral floor cleaner following label directions. Routine Maintenance: Dust mop using mop treated with an NCL dust mop treatment. ![]() For spray buffing, mop-on or autoscubber restoring use a preferred NCL gloss restorer. Buff or dry burnish using an approved buffing pad. Picture Perfect Cleaning in Ontario County is one of thousands of local cleaning services businesses on. ![]() Prior to buffing or burnishing dust mop the floor surface using an NCL dust mop treatment. We uphold a standard of integrity bound by fairness, honesty, and responsibility in all of our jobs. High Speed Buffing and Burnishing: PICTURE PERFECT® Low Maintenance / High Traffic Floor Finish is an ideal product for use with high speed polishing or burnishing machines of 1000 rpm or higher. A Picture Perfect Cleaning And Construction is committed to excellence in every aspect of our business. Floor should be thoroughly dry before traffic is allowed in area. Do not apply more than 4 coats in a 24 hour period. Kathleen Danduan Provides professional commercial and residential cleaning services, post-construction cleaning and moveout cleaning. and Real Estate investor Greater Calgary Metropolitan Area. Allow to dry for a minimum of 30 minutes after each coat. Owner/Partner of Picture Perfect Cleaning Inc. If necessary, rinse thoroughly with clean water and allow to completely dry.Īpplication: Using a clean mop or applicator apply a thin uniform coat of PICTURE PERFECT® Low Maintenance / Traffic Floor Finish. For baseboards and corners, use an NCL baseboard stripper following label directions. ![]()
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![]() ![]() ![]() Find low everyday prices and buy online for delivery or in-store pick-up. Item Dimensions:15.78" Hx 9.57" W x 11.42" Līox Dimensions: (11.61” Dx 13.78” W x 18. Pac-Man Countercade, Multi Color Multi at Best Buy. PAC-MAN Counter-cade, 4 Games in 1, Arcade1UP In the mood to switch it up? You’ve also got the classics PAC-MAN™Plus, GALAGA™, and Dig Dug™ll, all inside! Featuring authentic gameplay with real feel controls, Arcade1Up’s counter-cades are the way to bring that classic arcade experience home, even if you’re short on space! Possibly a diva but most definitely an icon, Ms.PAC-MAN™! Guide her way through those mazes while evading BLINKY, PINKY, INKY, and SUE. Buy and sell StockX Verified Arcade1UP and other limited edition collectibles on StockX, including the Arcade1UP Ms. Perfect for home bars, offices, dorm rooms, or anywhere else you’d want to squeeze in some retro gaming, Arcade1Up’s counter-cades are compact in size, but always an enormous amount of fun. Original Artwork: Retro is back, and this brightly coloured arcade artwork features Pac-Man and the ghosts in all their early-80s glory. Arcade1Up’s next generation of counter-cades is here…in a new form factor! Take it right out of the box, plug it in and start gobbling up pellets. Step right up to the counter and play away. ![]() ![]() The series is produced by Genius Brands and Stan Lee’s POW! Entertainment in association with Schwarzenegger’s Oak Productions. Stan Lee’s Superhero Kindergarten features Schwarzenegger, voice-directed by John Landis, one of the most successful movie directors of all time, with Steven Banks, former head writer for SpongeBob SquarePants, serving as head writer for the series. Season one of the series includes 26 half-hour long episodes that began with a two-episode double feature and will be rolled out on a weekly basis every Friday. Superior who has returned as Headmaster Danforth of the Academy for Superior Children across town.įun for the whole family, the series opens up the superhero genre for a whole new demographic and draws kids in with action and comedy, while parents can appreciate the quality of content synonymous with Stan Lee. They learn the values of teamwork, health, diversity and anti-bullying while also protecting their town from rivals, and the nefarious Dr. Now, those toddlers are kindergarten students at Greenville Elementary School who, with the help of Arnold Armstrong, must learn to control their powers as they go on super adventures! Arnold Armstrong’s mission: to train these kids to use their super-powers safely without revealing their identities. Little did anyone know that during the fight, super-energy particles rained down on a group of unsuspecting toddlers. ![]() It all began five years ago when Arnold Armstrong faced off in a final fight against his nemesis, the evil Dr. With the help of their teacher Arnold Armstrong (AKA ‘Captain Fantastic’, the greatest superhero to ever live!). Stan Lee’s Superhero Kindergarten is geared towards kids and families and focuses on the adventures of six unique kids who are learning to master their super skills, along with their ABCs. ![]() Arnold’s continued promotion across his massive fan base has proven powerful, and his appearance today on The Kelly Clarkson Show, following his appearance Monday night on Jimmy Kimmel Live!, will complement our ongoing marketing strategy which includes influencers, television, digital, and print.”Ī new episode of Stan Lee’s Superhero Kindergarten is premiering today and every Friday, available only on Kartoon Channel! The series is available by downloading the free Kartoon Channel! streaming app on Apple and Android devices on Amazon Prime, on connected TVs and devices by Samsung, LG, Roku, Tubi, Amazon Fire Stick on YouTube and more or by visiting Story continues ![]() Clearly, Stan Lee’s Superhero Kindergarten, starring Arnold is resonating with our audience, and we only expect our viewership to continue to grow as we premiere a new episode today, and each coming Friday. Head of the network, Kartoon Channel! General Manager Jon Ollwerther stated: “Four million+ views of the show in our Premiere Week, blew the hinges off our expectations. Series star and executive producer Arnold Schwarzenegger will be a guest today on The Kelly Clarkson Show (check local listings) to talk about this collaboration with Stan Lee and his work on the animated kid’s series. Arnold Schwarzenegger to Appear Today on “The Kelly Clarkson Show” Arnold Schwarzenegger to Appear Today on “The Kelly Clarkson Show”īEVERLY HILLS, Calif., Ap(GLOBE NEWSWIRE) - Following the hugely successful world premiere of Genius Brands International, Inc.’s (“Genius Brands”) (NASDAQ: GNUS) Stan Lee’s Superhero Kindergarten, last weekend on Kartoon Channel!, Genius Brands today announced continued growth of viewership with the first two episodes having garnered over 4 million views and counting. ![]() ![]() ![]() 14 Various bioderived materials, such as polysaccharides, 15 and protein 13 macromolecules, can be effectively utilised as Pickering particles to stabilise these W/W emulsions.Īlthough numerous reviews have already been published on the role of inorganic-particle-stabilised Pickering emulsions, 16–18 their relatively poor biodegradability and biocompatibility significantly limit their practical applications in many fields. 12,13 However, stabilisation at the W/W interface remains a challenge due to significantly lower interfacial tension. Moreover, in some applications such as biocatalysis, the activity of the biomacromolecules ( e.g., proteins, enzymes) is enhanced in an all-water system because their activity is significantly reduced at the oil–water interface. The W/W emulsions offer an oil-free system suggesting a more sustainable and greener approach than the traditional O/W or W/O emulsions. Water-in-water (W/W) emulsions can also be formed by dispersing one aqueous phase into another aqueous phase, where the aqueous phases contain two types of hydrophilic macromolecules that are immiscible with each other. 4, Copyright 2019, with permission from Elsevier. 2 Schematic representation of O/W and W/O-type Pickering emulsions governed by the wettability (contact angle, θ) of the solid particles. Therefore, there is an option for the researchers to alter the surface properties (for example, wettability) of these solid particles to make them more amphiphilic.įig. However, a more stable Pickering emulsion is formed when the contact angle is close to 90°, where the solid particles balance their dispersion in both phases. 4 A W/O-type emulsion forms if the three-phase contact angle is higher than 90° (usually hydrophobic). More specifically, in an O/W-type emulsion, the contact angle at the three-phase boundary ( i.e., between the disperse phase, solid particles and continuous phase) is less than 90° ( i.e., hydrophilic) (see Fig. Typically, the phase with the better wetting capacity on the solid particles becomes the continuous phase, while the other becomes the dispersed phase. The mechanism of the attachment of the solid particles at the oil–water interface mainly depends on their wettability, which determines the type of emulsion, either water-in-oil (W/O) or oil-in-water (O/W) systems. ![]() In Pickering emulsions, the solid particles are irreversibly adsorbed at the oil–water interface to form a steric barrier resulting in a more stable emulsion formulation. It is very important to understand the mechanism of Pickering emulsion formation when selecting a solid emulsifier. 2–4,9–11 The key advantages of using solid particles as emulsifiers are associated with their tunable properties (such as wettability, surface charge, porosity, responsiveness etc.), and the option to select the particles from sustainable sources with biodegradability and low toxicity. 1 Schematic representation of surfactant stabilised emulsion and solid nanoparticle stabilised Pickering emulsions.Ī significant variety of inorganic (such as silica, clay) and organic (polysaccharides and proteins) particles have been effectively utilised as Pickering emulsifiers providing long-term emulsion stability. 8 In a Pickering emulsion, solid particles are allowed to accumulate at the interface between two immiscible phases to reduce the possibility of coalescence by forming a physical barrier (see Fig. Introduction Pickering emulsions are becoming more widely used in many fields, including food, cosmetics, paints, coating, pharmaceutics, and drug delivery, 1–6 although they were first reported a century ago by Ramsden in 1903 (ref. Also, an overview of the various tuneable factors associated with the functionalisation or surface modification of these solid particles, that govern the stability of the Pickering emulsions is provided. Therefore, this review reports recent literature (2018–2021) on the use of comparatively safer biodegradable polysaccharide particles, proteins, lipids and combinations of these species in various Pickering emulsion formulations. However, synthetic surfactants are not always a suitable choice in some applications, especially in pharmaceuticals, food and cosmetics, due to toxicity and lack of compatibility and biodegradability. Usually, emulsions are a dispersion system, where synthetic surfactants or macromolecules stabilise two immiscible phases (typically water and oil phases) to prevent coalescence. In recent years, the demand for non-surfactant based Pickering emulsions in many industrial applications has grown significantly because of the option to select biodegradable and sustainable materials with low toxicity as emulsion stabilisers. ![]() ![]() ![]() By signing the Rental Document you agree to all the terms and conditions of this agreement. ![]() Your copy of this agreement should be carried in the truck at all times during the rental. You also agree that you are not our agent for any purpose. Any change in this agreement or our rights must be in writing and signed by an authorized Budget Truck Rental, LLC officer. It is the entire agreement between us concerning this rental. AGREEMENT: These terms and conditions, the Rental Document signed by you, any other supplemental Budget forms or brochures attached to, or included with, the Rental Document, and a return record with computed rental charges together constitute the rental agreement between you and us. The terms “we”, “us” and “our” refer to Budget Truck Rental, LLC.Ģ. The terms “you” and “your”, refer to the person who signs the Rental Document. You are not, nor is any driver of the Truck, an agent, servant, or employee of us for any purpose whatsoever. You acknowledge that the Truck is owned by us that you have no authority to sublease or transfer the Truck and that any attempt to do so is void and constitutes a breach of this agreement. You agree that this rental is solely a bailment for mutual benefit. Such property is sometimes separately referred to in this agreement as “Towing Equipment”. Such property may include a tow dolly, car carrier, auto transport equipment or other towing devices provided by us under this agreement at additional charge. RENTAL: You rent from us the vehicle and other property and accessories listed on the Rental Document (collectively the “Truck”). ![]() THESE TERMS AND CONDITIONS CONTAIN A BINDING ARBITRATION CLAUSE AND CLASS ACTION WAIVER THAT IMPACT YOUR RIGHTS ABOUT HOW TO RESOLVE DISPUTES. ![]() |
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